Rates
Share Rates as of 11/16/21
| Rate Description | Term | Dividend Rates | APY |
|---|---|---|---|
| Regular Shares | 0.20% | 0.20% | |
| Christmas Club | 1 Year | 0.75% | .075% |
| Vacation Club | 0.20% | 0.20% | |
| Share Draft | 0.25% | 0.25% |
Members should call the credit union to verify rates. Other loans and rates are available, contact the Credit Union for more information.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
IRA Rates
Traditional and Roth
We have great rates. Please give us a call at (228) 762-0659 for our most current rates.
*Shares and Certificates are available with Traditional, Roth, or Coverdell and are designated as such when the account is opened.
Money Market Rates as of 12/27/22
| Rate Description | Term | Dividend Rates | APY |
|---|---|---|---|
| $0 - $1000 | 0 | ||
| $2,500 - $40,000 | .50 rate | .50 apy | |
| $40,000 - $80,000 | .55 rate | .55 apy | |
| Over $80,000 | .60 rate | .60 apy |
Certificate Rates
We have great rates on both short and long-term CDs as high as 1.35% APY. Please give us a call at (228) 762-0659 for our most current rates.
Regular Savings/Shares Rates as of 11/16/21
| Rate Description | Term | Dividend Rates | APY |
|---|---|---|---|
| Regular Shares | 0.20% | 0.20% | |
| Christmas Club | 1 year | 0.75% | 0.75% |
| Vacation Club | 0.20% | 0.20% |
Members should call the credit union to verify rates.
Contact the Credit Union for more information, and to find out if there are any fees on these accounts that could reduce your earnings.
Share Draft Rates as of 11/16/21
| Rate Description | Term | Dividend Rates | APY |
|---|---|---|---|
| transaction account | none | 0.25% | 0.25% |
| SAME AS ANY CERTIFICATE | SAME AS ANY CERTIFICATE | 1.55% | 1.56% |
Members should call the credit union to verify rates.
Contact the Credit Union for more information, and to find out if there are any fees on these accounts that could reduce your earnings.
Loan Rates as of 12/01/23
| Rate Description | Term | Dividend Rates |
|---|---|---|
| New and Used Auto | 12-84 Months | Beginning as low as 5.49% |
| Recreational Vehicles | 12-180 Months | Beginning as low as 5.50% |
| Household Goods | 12-84 Months | Beginning as low as 5.50% |
| Unsecured Loans | 12-60 Months | Beginning as low as 8.50% |
| Shares Secured | Term not to exceed 10 Years | Current rates + 2% |
| HELOC | Call for Rates | |
| First Mortgage | Call for Rates | |
| Second Mortgage | Call for Rates | |
| Undeveloped Property | Call for Rates |
*WE WILL MATCH ANY LOAN RATE FOR QUALIFIED MEMBERS!
-APR (annual percentage rate) and loan amount is based on your credit score.
-VIP members get a discount (qualifications apply)
Members should call the credit union to verify rates. Other loans and rates are available, contact the Credit Union for more information.