Gulf Trust Federal Credit Union

The health and safety of our members and employees are very important to us. As the fears of the COVID-19 virus continue to spread through our state and communities, please know that Gulf Trust Federal Credit Union will continue to serve your financial needs without interruption.  Your accounts continue to be held securely.

We will begin taking precautionary action with the intent to mitigate person to person interactions. Therefore, beginning Wednesday, March 18, 2020, our lobby will be closed.  Our drive thru hours will be open regular hours: 7:30 am-5:00pm Monday –Friday.

Our Ocean Springs office employees will be there to serve your needs. Please contact them at 228-875-6190 to confirm special procedures.

Our Loan Department will continue to respond to your loan needs.  ESign is available or loans can be closed at our office via appointment.  Contact the Loan Department at 228-762-0659. We plan to implement loan payment extensions as well.

NEW ATM’s are located at Ocean Springs Hospital, Singing River Hospital and 2533 Denny Ave, Pascagoula, MS.

Our online banking and mobile app are options for you to use.  These applications allow you to transfer funds, view transactions, check your balance, file a loan application, enroll for eStatements, store important documents, and pay bills.  If you are not currently using online banking or mobile app, please call us to get you enrolled.

Notices and Financial Tools


  • We are proud to announce the approval of our federal charter!
  • To report your VISA Debit or ATM card lost or stolen after business hours, please call 1-888-241-2510.
  • For mortgage loans, please contact us @ 762-0659 NMLS# 808413.   For all other loans- Login to Internet Banking to complete a loan application
  • For direct deposit, our ABA # is 265377976.




You can join if you are employed in the healthcare industry in Jackson, George, Harrison Counties of Mississippi and Mobile County, Alabama; Contracting organizations affiliated with healthcare.  Also, the employee’s family members are eligible for membership.

Your Gulf Trust Federal Credit Union membership is a Lifetime membership. Moving or changing jobs doesn’t mean you lose your membership. You’ll Enjoy Saving where you’re a MEMBER OWNER, Not just a Customer!

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Financial Tools

Holiday Hours

Holiday Hours

The Gulf Trust Federal Credit Union will be closed for: 

  • New Year’s Day
  • Good Friday
  • Memorial Day
  • July 4
  • Labor Day
  • Veteran’s Day
  • Thanksgiving Day
  • Friday After Thanksgiving
  • Christmas
  • January 2nd

Other Holiday hours may be observed depending on what day of the week the holiday falls.  Example:  If July 4 falls on a Saturday, we will be closed on Friday.  If July 4 falls on a Sunday, we will be closed on Monday.  Notification of additional closing times will be posted.

New Products

It’s Me 24/7 is here!

New features include:

  • Free Bill Pay
  • Text banking
  • Easier to apply for a loan
  • Request Stop payments online

To download our mobile app, choose the compatible app store below.

Download on the App Store  Google Play

Mechanical Breakdown Protection from Car Solutions

You choose your level of protection – Platinum, Gold, Silver, or Bronze.

  • Can be financed with your auto loan
  • Includes 24-hour roadside assistance
  • Rental car
  • Tire protection
  • Travel & Lodging
  • Optional Electronics Coverage

Beware of Skimmers & Scams!

There has been an increase in fraudulent activity in our area. Please be very careful when you are using your card. Some Automated Teller Machines and gas pumps have been known to have “skimmers” attached to them. These skimmers can obtain your PIN and card number. We recommend you take extra precautions to avoid the possibility of becoming a victim of fraud.

  1. ALWAYS check the ATM or gas pump for strange attachments or devices. If found, do not use it and contact the owner.
  2. When using your card and entering your PIN, cover with your hand.
  3. Don’t give your card or PIN to anyone
  4. Check your account daily using our Internet Banking or Mobile App. Look for transactions that you did not authorize and contact us immediately.
  5. Review your credit report every year. You are granted a FREE credit report from all three credit bureaus. Dispute trade items in which you are not a party.
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