Apply For a Loan
Apply by logging into Online Banking.
We are dedicated to offering our members personal attention to grant them financing that best meets their needs. Approval is based on creditworthiness, ability to repay, and/or collateral. The interest rate applied is based on your credit score.
Gulf Trust Federal Credit Union makes loans without regard to race, color, religion, national origin, sex, handicap, or familial status.
Share Secured Loans
This loan is secured by your savings account
Your interest rate is 2% above your interest rate on your savings account
Repayment terms are flexible
First & Second Mortgages Or Undeveloped Property
Home Equity Line of Credit
Stat Cash Loan
Cash just for those tough times!
Short-term, easy monthly payments!
Household Goods
Appliances, computers, furniture, etc.
Recreational Vehicles
Boats
Motorcycles
Waverunners
4 wheelers
Tractors
New Autos and Used Autos
Whether you’re in the market for a new or used auto, we have excellent rates and terms to fit your budget.
Personal/ Unsecured Loans
College Loans
Get the Funds You Need for School
When scholarships, federal loans, and financial aid don’t cover all your expenses, the Smart Option Student Loan® can make up the rest.
Free Annual Credit Report
Get The F.A.C.T.s About Your Right to a FREE Annual Credit Report
The Fair and Accurate Credit Transaction Act, signed into law on December 1, 2003, gives all Americans the right to check their credit report annually...for free!
We feel it is important for you to receive your free annual credit report. Check it for errors and make sure all the accounts on the report are yours. Also, check to see if there are any reports of late payments that you disagree with.
Be sure to go to the FREE website, as many ads claim to be free, but there may be costs involved.
Where can I get my free credit report?
Online at: www.annualcreditreport.com
Toll-Free: (877) 322-8228
By mailing a request to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348